The Impact of Mental Health Insurance and Parity

conversation with a therapist

Soon, we will be seeing mental health insurance being treated the same way as medical and surgical benefits. The Addiction Treatment benefits are actually going to see the same rate of return as the other surgical procedures. This was effected by the signing of the congressional economic recovery package which was done on the third day of October, a package which has the Mental Health and Addiction Parity Act a rider coming with it. Check out the LGBT Rehab.

With this Act, we will see wholesale changes in the manner that insurance benefits will be written for those facing mental health and addiction problems. The HMO’s have had limits on the benefits that addicts and alcoholics have for their treatments and as such we have seen a drop in the number of days that these patients have in these facilities. There are some policies which will provide for detoxification programs and will not allow provision for the reimbursement for any continuing or aftercare.

For a family faced with financial cost for the treatment of addiction, they often felt betrayed by the insurance providers when they found out that the providers did not just carry such coverage. This would be of course of some rather serious financial consequences to many families as some would have to see their homes mortgaged, have the bill on their credit cards and in some cases the deserving patients would go without treatment. Learn more about Gay Drug Rehab.

These plans will have lots in benefits for those who will be signing up for the State regulated and the Employer funded health insurance schemes or plans. These plans took effect in the first month of the year 2010. However, the plans are actually no case for the filing of outrageous bills by the rehab centers and eating disorder treatment plans on the insurance providers. The benefits will still continue to be managed and the medical necessity also still to be proved.

The other very effective treatment for addiction is reality treatment. Should you be suffering from an addiction, it is no need suffering alone. You can follow on online links to get attention from some very dedicated specialists to treatment. The services from the professionals will be a step to ensuring that you receive the right treatment plan that will surely get you on the path to recovery.

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